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JPAR - City & Beach Lenders
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About
Buying a home is one of the biggest investments that you will make in this life and who you choose for your mortgage goes hand in hand with the story that you will tell years later about your home buying experience. There have been many industry changes, but there are a few constants that stand the test of time that customers want the BEST PRODUCT for their situation, the BEST DEAL, and the BEST EXPERIENCE while purchasing their new home.
My 25 years of experience is my #1 asset. There are 25 milestone points to a mortgage and many people who touch the file from the signing of the contract to the closing table. My experience makes me the BEST PERSON to manage those milestone points and people. I can find the solutions, and I use my creative thinking to navigate through the problems that could arise at each milestone point.
The key to my "BEST EXPERIENCE EVER" is systems, systems, and more systems. I broke down the milestone points and created systems so many of the pieces have been deleted, they are done automatically, or they are done by only the BEST people in the city. I uniquely understand the realtor's point of view. Realtors want to know that their buyer is going to be treated like family, the lender is going to be available every step of the way, and they want to have communication on the milestone points from the signing of the contract to the closing table.
The contract is the most important piece of the transaction because it has timelines such as how many days a borrower must make loan application, timelines to have loan approval, and timelines to close on the home. Although a mortgage company is not a party to the contract, the mortgage company is the single part of the transaction that can train wreck your file and kill the dreams of home ownership for the buyer. I learned a long time ago to make the contract the most important piece of the file, follow all the timelines, meet all the timelines, and make sure every closing is on time, EVERY FILE, EVERY TIME!
Testimonials
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Amber was so amazing during the search process. She has a lot of knowledge and was very open and honest, which made me very comfortable. Being a first time homeowner is very scary, but with her help we found the perfect home! Would definitely recommend Amber!!
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- Lacy R.
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Betsy is a fabulous agent! Helped sell and find a home! She knows her market and is very professional. Truly the best of the best. Id highly refer anyone of my friends to her to sell or buy their home.
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- 02/02/2017 - M.Bradley
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Constantly stayed in touch during the process. Made helpful suggestions to make property more saleable. Brought very interested buyers to see property.
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- 09/14/2016 - gariellen
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Amber helped me sell a home as well as buy a new one. She was instrumental in helping me set an attractive but aggressive price for the house I was selling. Additionally, she was able to recommend a photographer that did an excellent job on the listing photos. We listed on a Thursday and by the following Monday the house was under contract with a full-price offer! The closing process was quick and painless - the whole transaction went great! On the buying side, she worked with me to find homes that fit my criteria at a time when there was limited inventory. She alerted me to a house coming on the market that looked like a match - we saw it that day and wrote an offer the next morning. We were competing with other offers, so she guided me through the process of submitting an escalation clause to avoid overpaying. The offer was accepted, and the closing was quick and painless. I would happily recommend her to anyone looking to buy or sell!
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- Raymond H.
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BUYING WITH BERNADETTE
Loved working with Bernadette. She makes a complicated process easy, listens to your needs and cuts through the paperwork leaving you understanding what you are signing. I would recommend her to anyone who is buying or selling real estate. She really knows the business and is the consummate professional!
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- Janis Roselle
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Betsy has been a great friend for several years so when my Dad wanted to sell his home, I called her immediately. She staged it beautifully, gave us expert advice, and the house sold at a price my Dad was very happy with! Betsy is also currently listing a beach condo that my family owns and is hosting an open house on a regular basis. I highly recommend her!
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- 05/26/2014 - pb.armstrong
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Working with Judith was a pleasure for me. She is very thoughtful and considerate. She is also very patient and is a good listener. She’s very open to your thoughts and feelings and very welling to seek answers to your questions. She’s a great person to work with.
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- Peter Mendoza
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We have been represented by Betsy Molitor since early 2017. Her knowledge, service and professional during that time has been outstanding and exceeded all of our initial expectations.She thoroughly researched the Beaches market for us and her guidance, integrity and followup was unparalleled to any other real estate professional we have dealt with in the last forty years.Yes forty years !
We have been involved in numerous high valued real estate transactions and no other real estate professional comes closed on any level of service, dedication, knowledge, professionalism and most importantly trust, integrity and ethical behavior.She is a unique and trusted real estate professional in a highly competitive and transaction driven industry.
We were fortunate to have been referred to and represented by Betsy Molitor. Our recent purchase of our 3 bedroom oceanfront condominium for almost $2 million would not have taken place but for her patience, dedication, determination, knowledge, professionalism and people skills.
We trust that management of her company already recognize and appreciate all her professional skills and the assets that she brings to their real estate business every day. We can not say enough positives things about her real estate representation for us in 2017 and thank her for all of her efforts on our behalf that exceeded all reasonable expectations.
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- 04/20/2018 - bennbear
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We have dealt with Betsy on several occasions, and have never been disappointed. She is wonderful to work with, and always puts the client first -- which is what every homebuyer should be looking for!
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- 9/30/2013 - L. Burris
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Peter was very informative, timely and a great help on our sale and purchase of a new home. My fiancé and I had a lot of questions and if he didn’t know the answers to them. He would research them and get back to us in a timely manor. On the sale of our home. He gave us helpful tips and a check list to help prepare us to give the best presentation (staging). In return when where under contract in 48 hours. The negotiation process was quick to our satisfaction. On buying a new home. Every concern or questions we had. He addressed them accordingly to our best expectations. If you are in the market and or just considering selling or buying. I would highly recommend Peter McMahon.
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- Archie M.
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I worked with Pete and he was thorough, knowledgeable, and walked myself and my boyfriend through this entire process. He was attentive to our needs and wants. He helped us find our perfect home and we couldn't be happier!
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- Jasmine R.
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We recently closed on a home with Amber La Esperance and she got it done! I had my doubts at first but she nailed it! Found our home, did not have to go into a bidding war and made the transaction as smooth as buttah! I recommend her on all your real estate needs! She is what we call our "sleeper" player! Don't underestimate her! She will hit a grand slam and win the game for you! Definitely a star player!
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- Paul S.
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I met Betsy in 2008 when my family and I moved to Jacksonville from Hudson, Ohio. Betsy was quick to like and so friendly. She was our realtor and worked hard for us. She has the patience, knowledge of real estate and such a deligent worker. I would highly recommend Betsy for a job in real estate where she has lots and lots of knowledge.
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- 10/03/2013 - jfraz
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Betsy is a very nice person, friendly, and our best real estate person so far. She is very knowledgeable of her job, very understanding, honest and trustworthy. She takes her time to answer or get an answer to our questions and concerns in regard to our real estate transactions. We closed 2 houses that she found for us. With her help, we went through a "1031 Exchange" transaction easily. We will ask her help again if we have a chance in the future. We highly recommend her without any doubt. She is the best.
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- 09/08/2016 - sseepersad
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Amber helped us find the perfect house. She is very professional, nice, knowledgeable and patient. We are very lucky to have her as our real estate agent.
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- Penny J.
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Trachele is an amazing professional who is personable, professional, proficient, responsive and reliable. I would recommend her to anyone without any reservation. Simply the best!
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- Kenny Davin
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Betsy was an incredible resource to have on our side during this stressful and cumbersome process. She made the home buying process easier and had a vast of knowledge when it came to asking the right questions for us. We would highly recommend her.
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- 04/16/2018 - lu2nice
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AMAZING!
If you need a true real estate professional you need to reach out to Bernadette aka Boss Chick ;-)
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- Morpheous-D
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Trachele is a fabulous Realtor. She is professional, responsive and goes above and beyond. I so appreciate her caring attitude and attention to detail. Whether buying or selling, you’re in good hands with Trachele on your side.
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- Kathy Christ
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Betsy's assistance and professionalism were top notch start to finish. After numerous home choices kept falling through, she persisted, always with a positive attitude, until we found a house that looked like it would go through. Using a VA Loan, there were numerous obstacles, and she helped us navigate all. We finally made the closing on time. I would gladly recommend her to anyone for real estate services.
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- 02/08/2014 - launchsite
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Betsy was very helpful thru the search and buying process. And she gave very constructive opinions about the areas and locations I was focused on. I couldnt have found my perfect home without her knowledge of Jacksonville.
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- 06/05/2018 - kbtrigger
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Bernadette was great!
Bernadette is very knowledgeable in the Jacksonville area market. She's easy to communicate with and got my property to closing quickly and efficiently. She made the transaction quick and easy.
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- Seller
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My Amber was amazing from the start to finish. She helped me with things that I shouldn't even call her about. If you need someone to make things, she will put her gloves on to fight for you, she's your girl! I can't thank her enough for her patience, commitment, communication, understanding, and for going and above and beyond to get me and my boys my home.
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- Marie L.
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Pete was amazing! His knowledge and guidance helped me buy an investment property. Pete was even hands on in the remodeling process to get the property ready to rent. Thanks Pete! You’re the best!
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- Christine H.
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We could not have asked for a better realtor to help us look for and ultimately buy our first home. She was so flexible with her time and was always available to show us properties. She went above and beyond to track down all pertinent information about each potential property. We would HIGHLY recommend her services!
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- Taylor Ludecke
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Betsy was so nice, quick to respond and very knowledgeable about local areas. She was patient with all my questions and really put me at ease with my first homebuying experience. She was amazing and made it a breeze. I love my home and highly recommend her for your homebuying needs.
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- Shelby McInnis
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I have been working with Amber for 4 years now, I have bought a few houses and she has made the process very easy for my part. She is an investors dream. She has saved me a lot of money. She thinks of details I would not have thought of.
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- D&D W.
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This is my second time buying a home. My first tine selling one. Amber Esperance made it easy and actually enjoyable. She made sure that I did not miss any target dates. She was also fun to work with. I would recommend her to anyone buying or selling a home. Thanks Amber!!!!!
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- Sherri M.
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Excelent works. Good professional Iam happy. She is looking for me properties. Thanks
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- Teresa Torres
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I purchased my first home with Miss Shields in July of 2018. She was amazing. Her communication was great. I told her what I was looking for and we worked together to make it happen. Now me and my girls have a lovely 3 bedroom 2 bath home in the area I wanted. There are schools close by and school bus stops not far from my home so I feel comfortable walking my kids to school or or them walking to the bus stop. I was very pleased with the service and the end result. Thank you so much for all of you hard work
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- Adina Pope
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Very personable, knowledgeable and prompt for our viewings. Maintained contact
with us throughout the selling process. Made this home buying experience very
comfortable. Professionalism was evident from first meeting.
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- dmpolito57
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Betsy is in a class all by herself. . . it's always a pleasure doing business with a professional. I don't know where she gets the energy to multitask meetings, open house, research on properties, knowing: who when and where. . . She is amazing at what it takes to get signatures on the dotted lines.
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- Rick Martin1124
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I recently had the pleasure of working with Trachele as my realtor for purchasing my new home, and I couldn't be happier with the experience. This was a new build and from start to finish, she was an absolute delight to work with and went above and beyond to help me through the process.
One of the things I appreciated most about Trachele was her willingness to guide me through multiple hurdles that arose during the home-buying process. She was always available to answer my questions, and her expertise in the field really shone through as she counseled me on what to expect and what my next steps should be.
Not only was Trachele incredibly knowledgeable and supportive, but she was also very personable and made the experience a truly enjoyable one. Her positive attitude and professionalism put me at ease throughout the entire process.
Overall, I would highly recommend Trachele to anyone looking for a skilled and caring realtor. She truly went above and beyond to help me find my dream home, and I am so grateful for all of her hard work.
Thank you, Trachele, for making this such a wonderful experience!
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- Mariessa Garrett
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Judith Urbaez is an excellent Agent her professionalism and enjoyment for the work made working with her to find my house much less stressful and smooth going.
I cannot recommend anyone with more confidence than I do Judith Urbaez
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- Erik Penia
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When we decided to place our home up for sale we knew Amber would be who we contacted to do so. She had been amazing to work with when we bought our home and we knew she would go above and beyond again for us. She did not disappoint. If you are looking for an agent who truly cares about you then I recommend Amber. When our closing was pushed back she made sure to place us in a hotel for the weekend, at her expense, until Monday morning closing! Who does that?! She does! You are not just another number with this company, you are family.
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- Megan W.
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FIRST TIME HOME BUYER
I found Bernadette to be honest, to the point and patient as needed (b/c I am a first time home buyer). She did a great job guiding me through my first purchase!
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- Nicholas Hall
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We highly recommend Trachele for all your real estate needs. First, let me say that I am not easily impressed, and I like to think that I know a thing or two about real estate. My husband and I are career military and throughout our 20+ year career we have bought and sold several homes. Trachele was our listing realtor for our most recent sale. Trachele's local market knowledge, professionalism and real estate expertise was evident from the first meeting. She was quick to respond to my texts and phone calls, patient in answering my questions and instrumental in alleviating the stress associated with being a seller. During her listing presentation she further displayed her expertise and based on her Comparative Market Analysis, our home was priced right from the onset and went from active to pending within 3 days and the sale closed 5 weeks later. Whether you are selling or buying, if you want an agent who has your best interests in mind and will work hard for you, call Trachele!
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- Tracey Mays
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GREAT JOB!
Bernadette did an excellent job selling our property. She said she would sell in a week and indeed she sold it in less than a week!! It always feels good to realize that RE agents doing what they promise, not just in order to get the listing. She sold the property before she even asked for the listing. She performed above and beyond our expectations. Thanks a bunch Bernadette!
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- Ofer Goldberg
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Betsy is fun to work with and a great negotiator. The seller was extremely difficult to work with and I was ready to give up many times. Betsy kept telling me to hang in there and that I would get the house that I wanted. She didn't give up and continued to manage all the tough negotiations. And through it all she kept her cool and always had her friendly smile. I was an out of town buyer and Betsy showed up to watch the home inspection, the people who did the repairs and to do the final walk through. She kept me in the loop about all that was happening with what was going on with the house buying process. She worked hard for me!
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- Parless
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Amber L'Esperance, REALTOR® She is simply the best agent !!
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- Kathy M.
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Betsy was absolutely wonderful to work with. She provided me with her expertise as well as support throughout the entire selling process. She was supportive of my concerns and sold my home quickly. The process was clean, easy and pleasant. I highly recommend her as a top notch realtor.
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- carr8841
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Working with Amber L'Esperance was amazing because she covered the real estate buying process from A to Z. This concluded with a smooth, successful close...getting my San Marco (Jacksonville) dream home.
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- Edward T.
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Betsy helped my husband and I sell our condo in Jacksonville, FL. It was a little stressful for us because we lived out of state. We couldn't have been luckier to have Betsy as our agent. She made the process as painless as it could've been, given our unique situation. She was very professional and had great communication with us the entire time. We'd highly recommend Betsy for any of your real estate needs!!
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- C.Painchaud
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Patient, great communication, extremely helpful every step of the way. Pete was able to locate our perfect home and even though it had multiple offers, did whatever he needed to do to get our offer accepted. We'll
recommend and use him anytime needed. Thanks a zillion, Pete!!
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- Ty W.
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MY AGENT FOR LIFE!
I have known Bernadette for several years as a real estate investor and licensed real estate broker. There is likely no other agent in the Jacksonville area that is more knowledgeable and well connected than Bernadette. She has sold several of my rental properties over the years, and it was with her knowledge of the market here in Jacksonville that guided me through the process of selling and getting top dollar for my properties. She stays in contact with all parties (including contractors) during the rehab and selling process. Sh keeps on top of the entire process and makes solid recommendations on what will improve the value of the property and which contractors/lenders/title companies are able to get the job done quickly and efficiently. She is a work horse and is extremely talented in getting properties sold in tough situations that most agents don't have the knowledge or tools to address. Highly recommend!
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- Bill Massey
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Very professional. Help me with the entire process. Answered every question I had.
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- Trevor Lawson
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Betsy helped me buy my first home, on Valentine's Day, no less! She was prompt when responding to my questions, and went above and beyond to make sure my needs were met. She even brought me a beautiful bouquet of flowers to welcome me to my new home! I would highly reccommend her to anyone looking to buy or sell a home!
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- 02/19/2014 - Christina Hamlin
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I moved here from out-of-state and knew nothing of the local area. Not only did Betsy take the time to show me various housing choices in my budget and commuting range, but when we found what I wanted she fought for me to make sure I got the best deal on the best home. Ultimately, thanks to her, I ended up exactly where I wanted for just the right price and I could not be happier!
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- 09/29/2016 - user217087
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I recently sold my condo and purchased a single family home. Having purchased property with her before, I called Betsy to list my condo and help me find my ideal house.
She quickly provided a list of similar condos that had recent sold in my complex, we considered improvements and she listed my condo. It sold within just a few weeks for a very fair price. I then had a family emergency and had to go back up north for a few weeks so Betsy took care of the closing on my behalf. The fact that I trust her to do that ethically and correctly in my absence speaks volumes about her character.
In the meantime, we started on the search for a single family home. She reviewed neighborhoods, prices, pros and cons with me (including potential traffic issues I'd never even considered). She showed me multiple properties within the scope of what I wanted and it wasn't long before we found the house that would become my "forever home." Thanks to Betsy, I now get to live just minutes from work in an absolutely amazing neighborhood with fantastic neighbors!! Thank you again, Betsy!
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- ctdani
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Betsy is energetic and excited about showing homes. She is a professional in every way. It is great to have a realtor who genuinely loves what she does.
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- 10/03/13 user28902
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Amber was amazing to work with. She went above and beyond to do exactly what we asked when locating and closing on our home. She has become like family through this process.
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- Mia G.
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This agent was all about her business! Getting this home in showing condition, priced aggressively yet competitively. she handled offers, negotiations, the transaction and got us to the finish line seamelessly!!! Awesome experience! Highly recommend!!
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- !
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This is one of the hardest working agents that I have met in twenty years!
Bernadette has gone far and above what most agents would have done. I was on a very strict time line to move and in less than 5 days with her hard work she was able to locate my property and get the closing complete. I would recommend Bernadette to anyone who is in the market for purchasing a home.
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- Yolanda Williams
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Judith Urbaez is an excellent Agent her professionalism and enjoyment for the work made working with her to find my house much less stressful and smooth going.
I cannot recommend anyone with more confidence than I do Judith Urbaez
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- Erik Penia
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Trachele was amazing, flexible and fearless when it came to helping find the right house for me. Anyone looking for place to buy I always give them her number. She went above and beyond any realtor I've ever dealt with and I'm grateful to have had her as my realtor.
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- Kenya Goodley
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Betsy was knowledgeable and very helpful from start to finish. She sold our home quickly and kept us informed at all times. She is an awesome realtor and we would definitely contact and use her again if needed. Thank you
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- 06/04/2018 - mrheaume62
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Great job! Amber figured out our style very quickly and allowed us to narrow our search by eliminating properties that didn’t fit!
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- D&K Wilson
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Amber L’Esperance was the most amazing realtor. She fought hard for us and found us the most perfect little home. I would recommend her to any and everyone who is looking for a realtor who is genuine and cares. I cannot say enough great things about her!
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- A Robbins
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Betsy helped us find the home of our dreams. She worked through a complicated foreclosure, wrote up a winning bid and helped to steer us in the right direction for a renovation loan. I would highly recommend Betsy.
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- 09/29/2016 - jenbrentknoechel
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Amber L’Esperance is the best! Communication was perfect, and always on time! Very proactive, and always thinking 5 steps ahead! She went above and beyond to ensure my happiness with the sell of my old home and purchase of my new home. Amber and JP & Associates highly recommended!
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- C. Payne
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Trachele Shields is a professional who loves what she does. People want to be heard and she listens to your wants and your needs.
At the same time, she is realistic and clearly communicates the dynamics of the current housing market in terms that anyone would understand.
I was so impressed with her professionalism and meticulous nature when selling my home, she has gained a lifetime client.
Thank you Trachele. Keep up
the exceptional work.
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- K.C
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Wonderful!!
Working with Bernadette was a pleasure. I highly recommend her to anyone in the Real Estate and investment market. She is very respectful, polite, has a great attitude and more importantly she gets the deal "DONE". Thank you, Bernadette!
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- 7 L's Properties
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Daily updates on status. Notified me when showing of unit. Handled the closing with exceptional knowledge.Maintained contact after the sale to insure the smooth transition of property between buyer and seller.
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- 02/01/2017 - B. Martin
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 25, 2023 10:49 AM UTC The listing information on this page last changed on Last updated on September 25, 2023 10:49 AM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 25, 2023 10:49 AM UTC
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than JPAR® - City & Beach are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing information is provided exclusively for consumers' personal,
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The data is provided exclusively for the user's personal non-commercial use, and may not be used for any purpose other than to identify properties that the user may be interested in purchasing or leasing. The properties displayed may not be all of the properties in the MLS's database, or all
The information set forth on this site is based upon information which we consider reliable, but because it has been supplied by third parties to our franchisees (who in turn supplied it to us), we can not represent that it is accurate or complete, and it should not be relied upon as such. The offerings are subject to errors, omissions, changes, including price, or withdrawal without notice. All dimensions are approximate and have not been verified by the selling party and can not be verified. It
