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JPAR - City & Beach Lenders
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About
Buying a home is one of the biggest investments that you will make in this life and who you choose for your mortgage goes hand in hand with the story that you will tell years later about your home buying experience. There have been many industry changes, but there are a few constants that stand the test of time that customers want the BEST PRODUCT for their situation, the BEST DEAL, and the BEST EXPERIENCE while purchasing their new home.
My 25 years of experience is my #1 asset. There are 25 milestone points to a mortgage and many people who touch the file from the signing of the contract to the closing table. My experience makes me the BEST PERSON to manage those milestone points and people. I can find the solutions, and I use my creative thinking to navigate through the problems that could arise at each milestone point.
The key to my "BEST EXPERIENCE EVER" is systems, systems, and more systems. I broke down the milestone points and created systems so many of the pieces have been deleted, they are done automatically, or they are done by only the BEST people in the city. I uniquely understand the realtor's point of view. Realtors want to know that their buyer is going to be treated like family, the lender is going to be available every step of the way, and they want to have communication on the milestone points from the signing of the contract to the closing table.
The contract is the most important piece of the transaction because it has timelines such as how many days a borrower must make loan application, timelines to have loan approval, and timelines to close on the home. Although a mortgage company is not a party to the contract, the mortgage company is the single part of the transaction that can train wreck your file and kill the dreams of home ownership for the buyer. I learned a long time ago to make the contract the most important piece of the file, follow all the timelines, meet all the timelines, and make sure every closing is on time, EVERY FILE, EVERY TIME!
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Testimonials
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Betsy's assistance and professionalism were top notch start to finish. After numerous home choices kept falling through, she persisted, always with a positive attitude, until we found a house that looked like it would go through. Using a VA Loan, there were numerous obstacles, and she helped us navigate all. We finally made the closing on time. I would gladly recommend her to anyone for real estate services.
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- 02/08/2014 - launchsite
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Amber L’Esperance is the best! Communication was perfect, and always on time! Very proactive, and always thinking 5 steps ahead! She went above and beyond to ensure my happiness with the sell of my old home and purchase of my new home. Amber and JP & Associates highly recommended!
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- C. Payne
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Betsy has been a great friend for several years so when my Dad wanted to sell his home, I called her immediately. She staged it beautifully, gave us expert advice, and the house sold at a price my Dad was very happy with! Betsy is also currently listing a beach condo that my family owns and is hosting an open house on a regular basis. I highly recommend her!
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- 05/26/2014 - pb.armstrong
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Betsy helped us find the home of our dreams. She worked through a complicated foreclosure, wrote up a winning bid and helped to steer us in the right direction for a renovation loan. I would highly recommend Betsy.
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- 09/29/2016 - jenbrentknoechel
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I recently sold my condo and purchased a single family home. Having purchased property with her before, I called Betsy to list my condo and help me find my ideal house.
She quickly provided a list of similar condos that had recent sold in my complex, we considered improvements and she listed my condo. It sold within just a few weeks for a very fair price. I then had a family emergency and had to go back up north for a few weeks so Betsy took care of the closing on my behalf. The fact that I trust her to do that ethically and correctly in my absence speaks volumes about her character.
In the meantime, we started on the search for a single family home. She reviewed neighborhoods, prices, pros and cons with me (including potential traffic issues I'd never even considered). She showed me multiple properties within the scope of what I wanted and it wasn't long before we found the house that would become my "forever home." Thanks to Betsy, I now get to live just minutes from work in an absolutely amazing neighborhood with fantastic neighbors!! Thank you again, Betsy!
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- ctdani
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We could not have asked for a better realtor to help us look for and ultimately buy our first home. She was so flexible with her time and was always available to show us properties. She went above and beyond to track down all pertinent information about each potential property. We would HIGHLY recommend her services!
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- Taylor Ludecke
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When we decided to place our home up for sale we knew Amber would be who we contacted to do so. She had been amazing to work with when we bought our home and we knew she would go above and beyond again for us. She did not disappoint. If you are looking for an agent who truly cares about you then I recommend Amber. When our closing was pushed back she made sure to place us in a hotel for the weekend, at her expense, until Monday morning closing! Who does that?! She does! You are not just another number with this company, you are family.
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- Megan W.
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Betsy is a fabulous agent! Helped sell and find a home! She knows her market and is very professional. Truly the best of the best. Id highly refer anyone of my friends to her to sell or buy their home.
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- 02/02/2017 - M.Bradley
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Betsy is in a class all by herself. . . it's always a pleasure doing business with a professional. I don't know where she gets the energy to multitask meetings, open house, research on properties, knowing: who when and where. . . She is amazing at what it takes to get signatures on the dotted lines.
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- Rick Martin1124
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This is my second time buying a home. My first tine selling one. Amber Esperance made it easy and actually enjoyable. She made sure that I did not miss any target dates. She was also fun to work with. I would recommend her to anyone buying or selling a home. Thanks Amber!!!!!
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- Sherri M.
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I met Betsy in 2008 when my family and I moved to Jacksonville from Hudson, Ohio. Betsy was quick to like and so friendly. She was our realtor and worked hard for us. She has the patience, knowledge of real estate and such a deligent worker. I would highly recommend Betsy for a job in real estate where she has lots and lots of knowledge.
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- 10/03/2013 - jfraz
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We have been represented by Betsy Molitor since early 2017. Her knowledge, service and professional during that time has been outstanding and exceeded all of our initial expectations.She thoroughly researched the Beaches market for us and her guidance, integrity and followup was unparalleled to any other real estate professional we have dealt with in the last forty years.Yes forty years !
We have been involved in numerous high valued real estate transactions and no other real estate professional comes closed on any level of service, dedication, knowledge, professionalism and most importantly trust, integrity and ethical behavior.She is a unique and trusted real estate professional in a highly competitive and transaction driven industry.
We were fortunate to have been referred to and represented by Betsy Molitor. Our recent purchase of our 3 bedroom oceanfront condominium for almost $2 million would not have taken place but for her patience, dedication, determination, knowledge, professionalism and people skills.
We trust that management of her company already recognize and appreciate all her professional skills and the assets that she brings to their real estate business every day. We can not say enough positives things about her real estate representation for us in 2017 and thank her for all of her efforts on our behalf that exceeded all reasonable expectations.
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- 04/20/2018 - bennbear
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Daily updates on status. Notified me when showing of unit. Handled the closing with exceptional knowledge.Maintained contact after the sale to insure the smooth transition of property between buyer and seller.
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- 02/01/2017 - B. Martin
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Betsy was absolutely wonderful to work with. She provided me with her expertise as well as support throughout the entire selling process. She was supportive of my concerns and sold my home quickly. The process was clean, easy and pleasant. I highly recommend her as a top notch realtor.
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- carr8841
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Amber helped me sell a home as well as buy a new one. She was instrumental in helping me set an attractive but aggressive price for the house I was selling. Additionally, she was able to recommend a photographer that did an excellent job on the listing photos. We listed on a Thursday and by the following Monday the house was under contract with a full-price offer! The closing process was quick and painless - the whole transaction went great! On the buying side, she worked with me to find homes that fit my criteria at a time when there was limited inventory. She alerted me to a house coming on the market that looked like a match - we saw it that day and wrote an offer the next morning. We were competing with other offers, so she guided me through the process of submitting an escalation clause to avoid overpaying. The offer was accepted, and the closing was quick and painless. I would happily recommend her to anyone looking to buy or sell!
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- Raymond H.
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I would like to thank my realtor Jason Greene for his help during my buying experience. His patience and dedication in helping me find the perfect home was priceless. Jason and his wife understood my needs and help me find for the best home at the best price!!!!! I am living the dream thanks for their help! I just wanted everyone to know! If you need to buy a home please book him!
Arlin May
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- Arlin May
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Judith Urbaez is an excellent Agent her professionalism and enjoyment for the work made working with her to find my house much less stressful and smooth going.
I cannot recommend anyone with more confidence than I do Judith Urbaez
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- Erik Penia
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Betsy was so nice, quick to respond and very knowledgeable about local areas. She was patient with all my questions and really put me at ease with my first homebuying experience. She was amazing and made it a breeze. I love my home and highly recommend her for your homebuying needs.
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- Shelby McInnis
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Working with Judith was a pleasure for me. She is very thoughtful and considerate. She is also very patient and is a good listener. She’s very open to your thoughts and feelings and very welling to seek answers to your questions. She’s a great person to work with.
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- Peter Mendoza
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Great job! Amber figured out our style very quickly and allowed us to narrow our search by eliminating properties that didn’t fit!
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- D&K Wilson
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Betsy is a very nice person, friendly, and our best real estate person so far. She is very knowledgeable of her job, very understanding, honest and trustworthy. She takes her time to answer or get an answer to our questions and concerns in regard to our real estate transactions. We closed 2 houses that she found for us. With her help, we went through a "1031 Exchange" transaction easily. We will ask her help again if we have a chance in the future. We highly recommend her without any doubt. She is the best.
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- 09/08/2016 - sseepersad
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Amber L'Esperance, REALTOR® She is simply the best agent !!
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- Kathy M.
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Betsy helped my husband and I sell our condo in Jacksonville, FL. It was a little stressful for us because we lived out of state. We couldn't have been luckier to have Betsy as our agent. She made the process as painless as it could've been, given our unique situation. She was very professional and had great communication with us the entire time. We'd highly recommend Betsy for any of your real estate needs!!
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- C.Painchaud
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Betsy helped me buy my first home, on Valentine's Day, no less! She was prompt when responding to my questions, and went above and beyond to make sure my needs were met. She even brought me a beautiful bouquet of flowers to welcome me to my new home! I would highly reccommend her to anyone looking to buy or sell a home!
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- 02/19/2014 - Christina Hamlin
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Betsy was an incredible resource to have on our side during this stressful and cumbersome process. She made the home buying process easier and had a vast of knowledge when it came to asking the right questions for us. We would highly recommend her.
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- 04/16/2018 - lu2nice
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Amber L’Esperance was the most amazing realtor. She fought hard for us and found us the most perfect little home. I would recommend her to any and everyone who is looking for a realtor who is genuine and cares. I cannot say enough great things about her!
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- A Robbins
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I moved here from out-of-state and knew nothing of the local area. Not only did Betsy take the time to show me various housing choices in my budget and commuting range, but when we found what I wanted she fought for me to make sure I got the best deal on the best home. Ultimately, thanks to her, I ended up exactly where I wanted for just the right price and I could not be happier!
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- 09/29/2016 - user217087
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Betsy is energetic and excited about showing homes. She is a professional in every way. It is great to have a realtor who genuinely loves what she does.
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- 10/03/13 user28902
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We have dealt with Betsy on several occasions, and have never been disappointed. She is wonderful to work with, and always puts the client first -- which is what every homebuyer should be looking for!
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- 9/30/2013 - L. Burris
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Betsy was very helpful thru the search and buying process. And she gave very constructive opinions about the areas and locations I was focused on. I couldnt have found my perfect home without her knowledge of Jacksonville.
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- 06/05/2018 - kbtrigger
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Betsy is fun to work with and a great negotiator. The seller was extremely difficult to work with and I was ready to give up many times. Betsy kept telling me to hang in there and that I would get the house that I wanted. She didn't give up and continued to manage all the tough negotiations. And through it all she kept her cool and always had her friendly smile. I was an out of town buyer and Betsy showed up to watch the home inspection, the people who did the repairs and to do the final walk through. She kept me in the loop about all that was happening with what was going on with the house buying process. She worked hard for me!
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- Parless
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Amber was amazing to work with. She went above and beyond to do exactly what we asked when locating and closing on our home. She has become like family through this process.
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- Mia G.
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Amber helped us find the perfect house. She is very professional, nice, knowledgeable and patient. We are very lucky to have her as our real estate agent.
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- Penny J.
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Amber was so amazing during the search process. She has a lot of knowledge and was very open and honest, which made me very comfortable. Being a first time homeowner is very scary, but with her help we found the perfect home! Would definitely recommend Amber!!
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- Lacy R.
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Very personable, knowledgeable and prompt for our viewings. Maintained contact
with us throughout the selling process. Made this home buying experience very
comfortable. Professionalism was evident from first meeting.
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- dmpolito57
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Excelent works. Good professional Iam happy. She is looking for me properties. Thanks
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- Teresa Torres
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Judith Urbaez is an excellent Agent her professionalism and enjoyment for the work made working with her to find my house much less stressful and smooth going.
I cannot recommend anyone with more confidence than I do Judith Urbaez
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- Erik Penia
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Working with Amber L'Esperance was amazing because she covered the real estate buying process from A to Z. This concluded with a smooth, successful close...getting my San Marco (Jacksonville) dream home.
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- Edward T.
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We recently closed on a home with Amber La Esperance and she got it done! I had my doubts at first but she nailed it! Found our home, did not have to go into a bidding war and made the transaction as smooth as buttah! I recommend her on all your real estate needs! She is what we call our "sleeper" player! Don't underestimate her! She will hit a grand slam and win the game for you! Definitely a star player!
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- Paul S.
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Constantly stayed in touch during the process. Made helpful suggestions to make property more saleable. Brought very interested buyers to see property.
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- 09/14/2016 - gariellen
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Betsy was knowledgeable and very helpful from start to finish. She sold our home quickly and kept us informed at all times. She is an awesome realtor and we would definitely contact and use her again if needed. Thank you
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- 06/04/2018 - mrheaume62
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I have been working with Amber for 4 years now, I have bought a few houses and she has made the process very easy for my part. She is an investors dream. She has saved me a lot of money. She thinks of details I would not have thought of.
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- D&D W.
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My Amber was amazing from the start to finish. She helped me with things that I shouldn't even call her about. If you need someone to make things, she will put her gloves on to fight for you, she's your girl! I can't thank her enough for her patience, commitment, communication, understanding, and for going and above and beyond to get me and my boys my home.
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- Marie L.
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 30, 2022 8:08 PM UTC The listing information on this page last changed on Last updated on September 30, 2022 8:08 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 30, 2022 8:08 PM UTC
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than JPAR® - City & Beach are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing information is provided exclusively for consumers' personal,
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. The data is provided exclusively for the user's personal non-commercial use, and may not be used for any purpose other than to identify properties that the user may be interested in purchasing or leasing. The properties displayed may not be all of the properties in the MLS's database, or all
The information set forth on this site is based upon information which we consider reliable, but because it has been supplied by third parties to our franchisees (who in turn supplied it to us), we can not represent that it is accurate or complete, and it should not be relied upon as such. The offerings are subject to errors, omissions, changes, including price, or withdrawal without notice. All dimensions are approximate and have not been verified by the selling party and can not be verified. It
